You Deserve 
Good Credit!

Improving your credit, saving more, paying off debt and living on your terms...

Want to improve your credit?

Are you looking to purchase a home?

Ready for a new car?

Do you need a credit card?

Are you up for the 180 Day Freedom Challenge?

180 Day Freedom Challenge

The 180 Day Freedom Challenge is a program designed to assist consumers in challenging negative, inaccurate, and unverifiable information on their credit reports. We aggressively challenge the information provided to the credit bureaus, on your behalf, while providing you strategies that can improve your credit score.

We empower you to not make excuses regarding your past credit decisions but to make a resolution going forward to become the best version you were created to be. This program is designed to acknowledge where you are today, in black and white, and challenge you to complete the process of taking control of your finances and credit decisions.

What if you could hit your personal credit goals in 180 days? Would your life look different? Would you have less stress? Would you be in a position, finally, to get the approval you’ve been looking for?

Are you up to the challenge?

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You Deserve 
Good Credit!

Improving your credit, saving more, paying off debt and living on your terms...

Want to improve your credit?

Are you looking to purchase a home?

Ready for a new car?

Do you need a credit card?

Are you up 
for the 180 Day
Freedom Challenge?

180 Day Freedom Challenge

The 180 Day Freedom Challenge is a program designed to assist consumers in challenging negative, inaccurate, and unverifiable information on their credit reports. We aggressively challenge the information provided to the credit bureaus, on your behalf, while providing you strategies that can improve your credit score.

We empower you to not make excuses regarding your past credit decisions but to make a resolution going forward to become the best version you were created to be. This program is designed to acknowledge where you are today, in black and white, and challenge you to complete the process of taking control of your finances and credit decisions.

What if you could hit your personal credit goals in 180 days? Would your life look different? Would you have less stress? Would you be in a position, finally, to get the approval you’ve been looking for?

Are you up to the challenge?

Why we exist!

Mission

Our mission at My Finances Made Simple is to assist consumers in reaching their financial goals by providing a wide array of credit-building tools to maximize their credit score. Having low or poor credit could place you in a position where you are unable to achieve your dreams!

That’s why we provide professional consultation and credit analysis to ensure your credit matches your goals, so you can build wealth and live the life that you deserve! You deserve good credit!

Join the Email List to Get:

  • New strategies to keep you in the know on how to take the BEST care of your mind and credit.
  • ​Powerful credit secrets that make you ask the question, Why didn’t I know that sooner?
  • ​Encouragement to help you complete the 180 Day Freedom Challenge so that you can live a healthier, stronger, and more resilient life than before.

HOW IT WORKS

  • Sign Up

We give you a free credit consultation and analysis while we work with you to identify any negative items that are hurting your score

  • We Do The Work

We use aggressive disputing tactics and strategies to challenge negative items on your credit report with the credit bureaus as well as educate you on how to use credit properly to speed the credit improvement process up

  • Get Results

Every 30 days, we are updating your encrypted portal with your credit improvement results.

HOW IT WORKS

  • Sign Up

We give you a free credit consultation and analysis while we work with you to identify any negative items that are hurting your score

  • We Do The Work

We use aggressive disputing tactics and strategies to challenge negative items on your credit report with the credit bureaus as well as educate you on how to use credit properly to speed the credit improvement process up

  • Get Results

Every 30 days, we are updating your encrypted portal with your credit improvement results.

Credit Score Range

  • ​720-850 Excellent: This represents premier and the best scoring range for financing terms.
  • ​700-719 Very Good: Individuals qualify for favorable financing.
  • ​675-699 Average: Usually, most will qualify for loans.
  • ​620-674 Risky: Reality check – you will have trouble obtaining a loan.
  • ​500-559 Very Risky: We need more work on improving your rating.

Credit Score Range

  • 720-850 Excellent: This represents premier and the best scoring range for financing terms.
  • ​700-719 Very Good: Individuals qualify for favorable financing.
  • ​675-699 Average: Usually, most will qualify for loans.
  • ​620-674 Risky: Reality check – you will have trouble obtaining a loan.
  • ​500-559 Very Risky: We need more work on improving your rating.
credit repair monthly plan
$
199
Enrollment/Audit Fee
  • $149 Monthly
  • Advanced METRO2 Compliance Challenges for the speediest, most effective removals in the industry
  • Comprehensive Credit Audit 
  • Personalized Dispute Strategy
  • Unlimited Monthly Challenges
  • Unlimited Deletions
  • Secure Client Portal
  • Money Back Guarantee
  • Monthly Credit Coaching 
  • Credit Monitoring Included
Couple monthly plan
$
399
Enrollment/Audit Fee
  • $299 Monthly
  • Advanced METRO2 Compliance Challenges for the speediest, most effective removals in the industry
  • Comprehensive Credit Audit 
  • Personalized Dispute Strategy
  • Unlimited Monthly Challenges
  • Unlimited Deletions
  • Secure Client Portal
  • Money Back Guarantee
  • Monthly Credit Coaching 
  • Credit Monitoring Included

Frequently Asked Questions

Frequently Asked Questions

How is my credit score calculated?

Your credit scores are comprised through an algorithm and are weighted in the following categories: Payment History – 35%, Outstanding Debt – 30%, Length of Years on Open Account – 15%, Credit Types – 10%, and New Credit Accounts – 10%

Why is credit so important?

Credit is vital to every individual who does not have the capital to pay for everything in cash. It has been said that consumers need credit for houses, cars, job entry, insurance just to name a few.

What are the 3 credit bureaus?

Trans Union, Experian, and Equifax

How long does it take to fix bad credit?

The real answer is that it takes time for everyone to be on a case-by-case basis. However, people who have good credit scores generally share the same traits and healthy credit habits. We would love to teach you!

When is the best time to start?

NOW is the best time! But the better question is, Are you committed to the progress? We cannot make progress if you’re not committed which changes the way to see and use credit going forward.

How do we communicate with you?

You can contact us via email and a credit specialist will follow up after reviewing your file. You can also review our progress by signing into our client login portal.

How do I know that you are reputable?

Great question! My Finances Made Simple has met the business and financial requirements to operate as a legal entity. We are licensed, bonded, and registered as a Credit Services Organization (CSO) with the State of Texas.

Here's What Clients Are Saying:

I can’t believe that I was finally able to raise my credit scores by 100 points.  – J. Dixon

Well, Mr. Moore encouraged me to stay with the 180 Day Freedom Program and I saw the results I was looking for. He is the real deal. – S. Bakers

Real Talk! He fixed my credit. It was jacked up! – D. Washington

It was a pleasure working with Eunrekea. After he cleaned up my credit, he taught me how to manage and maintain my high credit score after completing his program. – V. Rodriguez

The man behind the business!

Eunrekea Moore, a results-driven, native Houstonian, Executive Leader with strong integrity and over a decade of experience managing multiple teams and projects to achieve optimal business value and continuous organizational improvement.

I specialize in change management providing board and C-level stakeholders with strategic counsel to drive revenue growth and enable businesses to evolve with and adapt to fluctuating priorities and market dynamics.

Also, a skilled strategist who is integral in providing consumers financial strategies to improve their overall creditworthiness, and implement proactive solutions. I have completed several courses in Executive Leadership, Organizational Value Creation, Corporate Finance, Executive Strategy, and Economics in the Global Environment.  I have studied locally, within the U.S., and abroad in Beijing, China, and Shanghai, China. I hold designations from the following higher-ed institutions.
 

MBA, Master of Business Administration from Prairie View A&M University, Texas A&M University System

BS, Bachelor of Science from University of Houston Downtown, University of Houston System

We Improve Your Credit Scores 
By Removing:

Collections Accounts, Charge Offs

Typically, accounts that have become seriously delinquent are turned over to collection departments or agencies. It is now deemed uncollectible and categorized as a loss or bad debt. Collectors solicit for payments, but the account is no longer considered a part of its receivables or profit.

Late Payments, Hard Inquiries

You must become obsessive in making your payments on time. Therefore, we teach our clients to pay before time and when applicable, set up auto payments. We work with the bureaus on goodwill letters to remove. Do not let anyone pull your credit unless you are looking for additional credit lines.

Repossessions, + More

Having a repo is a serious issue. We believe everyone has a story and seeing a person's credit score is only one part of the story. But we have to first determine are you ready to face your past. Are you ready? Can you look in the mirror at past mistakes? 

Are you ready to move forward with your life? Are you teachable so that you don’t make the same mistakes again? If so, let us show you how we helped others say, 
“You Deserve Good Credit.”

We Improve Your Credit Scores
By Removing:

Collections Accounts, Charge Offs

Typically, accounts that have become seriously delinquent are turned over to collection departments or agencies. It is now deemed uncollectible and categorized as a loss or bad debt. Collectors solicit for payments, but the account is no longer considered a part of its receivables or profit.

Late Payments, Hard Inquiries

You must become obsessive in making your payments on time. Therefore, we teach our clients to pay before time and when applicable, set up auto payments. We work with the bureaus on goodwill letters to remove. Do not let anyone pull your credit unless you are looking for additional credit lines.

Repossessions, + More

Having a repo is a serious issue. We believe everyone has a story and seeing a person's credit score is only one part of the story. But we have to first determine are you ready to face your past. Are you ready? Can you look in the mirror at past mistakes? 

Are you ready to move forward with your life? Are you teachable so that you don’t make the same mistakes again? If so, let us show you how we helped others say, “You Deserve Good Credit.”

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